你应该早点为上大学做计划. Family resources are the best means of underwriting your college education. Adequate and timely financial planning is beneficial in making your college education a reality. 你的家庭可能会使用储蓄债券的组合, 教育ira, 个人储蓄, 房屋净值贷款, 以及目前的收入来支付大学费用. Your financial planner can offer advice on long-term savings and investment opportunities. States are also stepping in to provide the means for families to start saving early for college.

截至1998年，几乎所有的州都提供大学储蓄计划. The College Savings Plans Network was formed in 1991 as an affiliate of the National Association of State Treasures. This coalition of states works together to find ways to encourage families to save ahead for college. For more information about the College Savings Plans network or the National Association of State Treasurers, 写信给P.O. Box 11910, Lexington, KY 40578-1910 or call (606) 244-8175 or visit www.collegesavings.org. Alternative loan programs provide funds to meet the cost of education once other sources of aid have been depleted or when annual limits have been reached. These credit-based loans may require a co-signer and typically have higher interest rates than 工作人员ord or PLUS loans. Borrow conservatively and make certain that all other sources of aid have been explored before utilizing alternative loan funds.